R fintech glossary terms

Race Condition

Timing dependent bug.

Rainbow Table

Precomputed table for reversing hashes.

Rally

Sustained price increase.

Random Walk

Stock prices move randomly.

Ransomware

Malware that encrypts data and demands payment.

Rebalancing

Realiging weightings of a portfolio.

Receivables Turnover

Sales / Accounts Receivable.

Recession

Period of temporary economic decline.

Reconciliation

Comparing records for accuracy.

Recurring Payment

Automatic payment at regular intervals.

Red Ocean

Competitive market space.

Redis

In-memory data structure store.

Reentrancy

Vulnerability in smart contracts.

Reentrancy Attack

Calling a function recursively to drain funds.

Refactoring

Restructuring code without changing behavior.

RegFi

Regulated DeFi.

Regtech

Technology to help companies comply with regulations.

Regulatory Sandbox

Controlled environment for testing new financial products.

Reinforcement Learning

Learning by trial and error.

Reinsurance

Insurance purchased by insurance companies to manage risk.

REIT

Real Estate Investment Trust.

Remittance

Transfer of money to a person in another location.

Remittance corridor

Flow of funds between two countries.

Repo Market

Market for repurchase agreements.

Resistance

Price level where selling is strong.

Responsive Design

Design adapting to screen size.

REST

Representational State Transfer.

REST API

Representational State Transfer.

Restaking

Staking the same ETH again.

Restructuring

Reorganizing company operations.

Retained Earnings

Profit kept for business.

Return on Assets

Net income / Total assets.

Return on Equity

Net income / Shareholder equity.

Return on Investment

Gain relative to cost.

Revaluation

Increase in currency value.

Revenue

Income generated from normal business operations.

Risk Management

Identifying and mitigating risks.

Risk Tolerance

Ability to handle loss.

ROA

Return on Assets.

Roadmap

Plan or strategy intended to achieve a goal.

Robo-advisor

Digital platforms providing automated financial advice.

ROE

Return on Equity - profit relative to shareholders equity.

ROI

Return on Investment - profit relative to cost.

Rollup

Scaling solution bundling transactions.

Rootkit

Software enabling unauthorized root access.

Router

Device directing network traffic.

RSI

Relative Strength Index - momentum indicator.

RSU

Restricted Stock Unit.

RTGS

Real-Time Gross Settlement.

Rug Pull

Developers abandoning a project and taking funds.

Runway

Time until cash runs out.

RWA

Real World Assets on chain.