FinTechTerms
Topic term index

Cards and payments infrastructure terms

Full crawlable term index for cards and payments infrastructure: Card processing, merchant operations, acceptance, retries, settlement, and transaction.

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Acceptance stack

This cluster explains how merchant-facing payments move through authorization, authentication, routing, retries, settlement, refunds, and liability shifts. It covers the vocabulary product, risk, and operations teams need when they diagnose conversion loss or payment failures.

Conversion and routing tradeoffs

Cards and payments infrastructure is not only a checkout topic. Terms such as merchant of record, payment facilitator, network token, and payment orchestration also determine compliance posture, retry logic, recovery from declines, and the economics of cross-border scale.

Market context

The same payment term can behave differently across BIST, MOEX, and global rails because issuer behavior, scheme rules, merchant risk tolerance, and fraud tooling vary by market. This hub is designed to connect the shared term vocabulary with those execution differences.

All terms in this topic

Crawlable links to every glossary page assigned to this topic.

Claim

Golden Parachute

Direct Debit

Merchant

Acquirer

Issuer

Chargeback

Coupon

Tax Evasion

Callable Bond

Letter of Credit

DeFi

Robo-advisor

Fintech

Insurtech

Mining

QR Code Payment

Contactless Payment

Digital Banking

Peer-to-Peer Lending

Embedded Finance

Buy Now Pay Later

Payment Gateway

Merchant Account

PCI DSS

ACH

Cross-border Payment

Super App

Instant Payment

Virtual Card

Recurring Payment

DAO

Proof of Work (PoW)

Halving

DEX

CEX

Overcollateralization

ZK-Proof

51% Attack

Reentrancy

Rug Pull

Mempool

Nonce

Soft Fork

Transaction ID (TXID)

Suptech

Wealthtech

Proptech

Paytech

Wei

Gwei

Peer-to-Peer

Decentralization

Immutable

TVL

Gas Limit

Gas Price

Encryption

Decryption

Hashing

Digital Signature

P2P Network

Mining Pool

Hash Rate

Difficulty

Block Reward

ATH

ATL

DYOR

Gas War

MiFID II

Basel III

BaaS

BNPL

Honeypot

Runway

Pivot

White Label

SDK

Uptime

SLA

RTGS

CHIPS

Hash

Masternode

Lightning Network

DEX Aggregator

Dodd-Frank

NFC

Remittance corridor

Interchange Fee

3D Secure

Voice Banking

Multisig

HD Wallet

Interoperability

PoA

DPoS

Node

Miner

Confirmation

Centralization

Digital Asset

ECN

SAR

EDD

PEP

Sanctions Screening

YTD

MoM

YoY

Decentralized Identity

Cliff

DePin

GameFi

SocialFi

RegFi

IPFS

Block Time

Yield Aggregator

Insurance Protocol

Soft Cap

FDV

DAO Proposal

Quorum

Treasury

Collateral Factor

Liquidation Threshold

Dust Attack

Sharpe Ratio

Decentralized Exchange (DEX)

Symmetric Encryption

Micro-investing

Fractional Shares

Trade Finance

Merchant Banking

SEC

Spot ETF

Futures ETF

Web3

Max Supply

Light Client

Difficulty Adjustment

Gossip Protocol

Eclipse Attack

Exit Scam

Ransomware

Contactless

Merchant of Record

Payment Facilitator

Network Token

Account Updater

Payment Orchestration

Authorization

Capture

Settlement Delay

Settlement Currency

Processing Currency

Card-not-present (CNP)

Frictionless Flow

Challenge Flow

Out-of-Band Authentication

Payment Initiation Service Provider (PISP)

Account Servicing Payment Service Provider (ASPSP)

Payment Processor

Separate Capture

Partial Refund

Confirmation of Funds (CoF)

CBPR+

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