FinTechTerms

Multilingual fintech glossary for academic and production-grade learning.

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Topic hub

Crypto infrastructure

Trace how crypto systems move from base-layer consensus to app-specific scaling and security assumptions.

Execution layers

Crypto infrastructure terms describe how value and state move through base-layer chains, execution environments, validators, sequencers, rollups, and wallet abstractions. This hub is built to connect protocol language with product-level implications.

Security assumptions

Concepts such as MEV, oracle design, proof systems, and blind signing matter because they change trust boundaries. A term may look purely technical while actually determining who can extract value, reorder transactions, or compromise a wallet flow.

Scaling vocabulary

Layer 2, appchains, Bitcoin Layer 2, and account abstraction are not interchangeable labels. This hub exists to prevent that flattening and to show where scaling, programmability, and user experience diverge.

Source framework

Terms in this hub

Blockchain

Distributed ledger technology recording transactions.

Cryptocurrency

Digital or virtual currency secured by cryptography.

Bitcoin

First decentralized digital currency.

Ethereum

Blockchain platform enabling smart contracts.

Public Key

Code used to receive cryptocurrency.

Smart Contract

Self-executing contract with code.

Staking

Locking crypto to support network and earn rewards.

Gas Fee

Transaction fee on Ethereum network.

DApp

Decentralized Application running on a blockchain.

Altcoin

Any cryptocurrency other than Bitcoin.

Tokenomics

Economic model of a cryptocurrency token.

Seed Phrase

List of words to recover a crypto wallet.

Proof of Stake (PoS)

Consensus based on validators holding coins.

Whale

Individual holding a large amount of crypto.

HODL

Slang for holding crypto rather than selling.

Airdrop

Free distribution of cryptocurrency.

Initial Coin Offering (ICO)

Crowdfunding via crypto.

ERC-20

Standard for fungible tokens on Ethereum.

Sharding

Splitting blockchain aimed at scalability.

Layer 2

Protocol built on top of a blockchain.

Rollup

Scaling solution bundling transactions.

Atomic Swap

Exchanging cryptos without intermediaries.

Cold Storage

Keeping crypto offline.

Hard Fork

Radical change to blockchain rules.

Address

String allowing receiving of crypto.

Block Explorer

Tool to view blockchain data.

Faucet

Site giving free crypto.

Testnet

Alternative blockchain for testing.

Mainnet

The primary blockchain network.

Oracle

Service sending real-world data to blockchain.

Cross-Chain

Interoperability between blockchains.

Satoshi

Smallest unit of Bitcoin.

EIP

Ethereum Improvement Proposal.

Fiat On-Ramp

Service to buy crypto with fiat.

Fiat Off-Ramp

Service to sell crypto for fiat.

Fork

Split in the blockchain network.

Memecoin

Crypto based on a meme.

Flippening

Ethereum market cap surpassing Bitcoin.

Maximalist

Believer that only one crypto matters.

No-coiner

Someone who owns no crypto.

Merkle Tree

Tree of cryptographic hashes.

Genesis Block

First block of a blockchain.

zk-SNARK

Zero-Knowledge Succinct Non-Interactive Argument of Knowledge.

Sidechain

Blockchain linked to main chain.

Layer 1

Base blockchain protocol.

Validator

Participant in PoS.

Dusting Attack

Sending tiny crypto to track user.

EVM

Ethereum Virtual Machine.

Proto-Danksharding

Ethereum scaling proposal EIP-4844.

Account Abstraction

Smart contracts as wallets.

Modular Blockchain

Separating execution from consensus.

MEV

Maximal Extractable Value.

Oracles

Real world data for blockchain.

Privacy Coin

Crypto hiding transaction details.

Blobspace

Data storage for rollups.

Sequencer

Node ordering rollup transactions.

Base Layer

L1 blockchain.

Layer 0

Network infrastructure underlying Layer 1 blockchains.

Decentralized Identifier (DID)

Self-sovereign digital identity on blockchain.

Crypto Bridge

Protocol connecting two different blockchains.

Wrapped Bitcoin (WBTC)

ERC-20 token pegged to Bitcoin value.

Litecoin

Peer-to-peer cryptocurrency, silver to Bitcoin's gold.

Cardano

Proof-of-Stake blockchain platform.

Solana

High-performance blockchain using Proof of History.

Polkadot

Protocol connecting different blockchains.

Cosmos

Internet of Blockchains.

Arbitrum

Layer 2 scaling solution for Ethereum.

Optimism

Ethereum L2 scaling solution.

ZK-Rollup

Scalability using zero-knowledge proofs.

Satoshi (unit)

Smallest unit of Bitcoin.

Nominator

User delegating tokens to a validator.

Epoch

Time period in blockchain protocols.

Slashing

Penalty for validator misbehavior.

Whitepaper

Document explaining a crypto project.

Dust Attack

Sending tiny amounts of crypto to track wallets.

Hot Storage

Storing crypto online.

Proof of Authority (PoA)

Consensus based on reputation of validators.

Optimistic Rollup

Scaling solution assuming transactions are valid.

Proof of Reserves

A verification method showing that a custodian or exchange controls enough assets to back customer balances.

Blind Signing

Signing a transaction without fully decoding and reviewing the human-readable contents.

AppChain

A blockchain designed for a specific application or protocol rather than general-purpose usage.

BitVM

A proposed computation framework that expands what can be verified with Bitcoin scripts.

Bitcoin Layer 2

A protocol built above Bitcoin to improve scalability, programmability, or settlement speed.